product faqs

Am I able to take out a new Maxis Loan?

Unfortunately Maxis Loans is closed to new customers.

I am an existing customer, how does this affect me?

If you would like to know what features apply to your existing loan please call us on 131 915.

How soon can I pay off the loan?

You can set up a loan for any period from 5 years up to 30 years. Over that period, your repayments are calculated so that in addition to meeting your monthly interest payment, you will be reducing the principal amount outstanding.

Can I make extra repayments?

Yes, if you have a variable interest rate loan.

Are there any fees if I repay my loan early?

There are no additional costs for repaying your variable rate loan early after five years. If your loan was settled prior to 1 July 2011 and you repay your loan within five years, we will charge $900 to recover loan set up costs.

Fixed interest rate loans that are repaid before the end of the fixed rate period may incur a prepayment cost if Maxis Loans incurs a loss due to the early termination of the fixed interest rate period. In this situation, the amount is no greater than the actual cost incurred by Maxis Loans.





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